Student Loans: look before you leap
March 25, 2011 by Marcy Einhorn, Esq.
Student loan defaults are at an all time high. So are the numbers of students who haven’t defaulted yet, but are barely able to keep up with their payments. At least one organization is gathering statistics on students who haven’t defaulted yet but are having trouble repaying in order to suggest policy changes on student borrowing and collections.
If you fall into this category, there are many programs to help you restructure your loan, and possibly avoid defaulting on your...
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Dealing with Debt Collectors
March 10, 2011 by Marcy Einhorn, Esq.
If you’ve ever been behind in your bills, you may have been contacted by a debt collector at some point. In that case, you’re not alone. Debt collection industry activity is at an all time high right now. And this is an industry that likes to play hardball.
Fortunately for New Yorkers who are having financial woes, New York City has the strongest consumer protections in place when it comes to debt collectors’ activities. And for good reason. The City’s Department...
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Get on a Cash Basis
March 6, 2011 by Marcy Einhorn, Esq.
Here is the article from Town and Village:
Most people worry about their credit score. We’re told that our credit score is a valuable asset, and that proper management of our credit score is essential to a financially rich and rewarding life. If we’re going to win the “cash and prizes” we’re all running after, we’ve got to have a great credit score.
What is less well known is exactly how to create a good credit score. Pay your bills on time. Yes. I do...
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Worried About Your Credit Score?
March 2, 2011 by Marcy Einhorn, Esq.
The upcoming issue of a local newspaper, Town and Village, will run my column on credit scores and what to do about them. The article will be posted in my ezinearticles.com column later this week. Send article as PDF Read More →